HOMELEND ICO REVIEW

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Having a home is one of the basic human needs - a need that most people can afford by taking out a mortgage from a Bank. More than 8 million mortgages are issued annually in the United States alone.
By embedding pre-defined business logic into smart contracts, digitizing documentation, and eliminating unnecessary processes, Homelend automatically executes the end-to-end creation process, reducing It from 50 days to less than 20.

From costly to cost-effective mediation and without mediators
The inevitability, security, and transparency provided by DLT allow transactions to be recorded, including loans, without banks acting as intermediaries. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.
The us mortgage market is estimated at 14 trillion dollars, and by the end of 2018, the global market will reach 31 trillion dollars. However, despite the fact that the Central market is socially and economically, the traditional mortgage lending system remains incredibly primitive.

The system relies on long and complex paper processes involving various intermediaries - processes that are burdened with inefficiencies and overhead costs for both borrowers and lenders. Moreover, mortgages are largely unattainable for a new generation of young borrowers, with the exception of millions of creditworthy individuals from obtaining mortgages due to outdated valuation criteria.



ADVANTAGE OF REPLIES FROM THE DIRECTOR AND IS SUFFICIENT FOR SUSTAINABLE
From ambiguous and relaxed to transparent and
the user - friendly goal is to create a lending process that is not only smart but also simple and fair. This will allow borrowers to easily apply for a loan, track the status of your application at any time and to interact directly with mortgage lenders.
From vulnerable and unreliable to reliable and trustworthy
Centralization and paper processes are key factors of insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts allow Homelend to provide a platform for people who can spend large amounts of money in a reliable, transparent and secure way.
About team
The HOMELEND TOKEN (HMD)
HMD is the fuel that feeds the Homelend single-user lending platform. The main function is to provide access to the Homelend platform.
This utility token also plays an important role in providing a fast, smooth and user-friendly workflow that is unified and secure.
All tokens can be converted to and from HMD.
Technical parameters
Character HMD
The total volume of 250 000 000
ERC-20 standard
The nominal value of ETH= 1,600 HMD
Accepted currencies ... BTC, ETH, USD
Softcap $ 5,000,000
Hardcap .$ 30 000 000
CURRENT DISTRIBUTION
28% Pre-sale
36% Public sale
20% Reserve Fund
8% of Advisors and Bounty Program
8% Founders
THE USE OF THE PROCESS
25% General administration
40% Development
35% Marketing & Community Building

Roadmap

2016= The Homellend Founders Launch the project with the incorporation of a new company.
2017
The Founders Bootstrap the project with $1 million in contribution.
A team of experts in technology and finance join the company, design of the platform’s concept and architecture begins.
A First MVP is completed, based on client server infrastructure.
A Second MVP is released, based on distributed ledger technology.
2018
DMC homelend AG is incorporated in ZUG, SWITZERLAND
Business and Technical whitepaper are completed.
Token Generation Event (TGE) pre-sale phase begins
TGE public crowdfunding will be conducted and completed.
Additional technology and finance experts will join the company.
Homelend’s beta version will be completed and the token’s basic functionalities will be operational for early adopters, under the pure crowdfunding lending mechanism.
Development of Beta version for pooling and auction lending mechanism will begin.
2019
Development of smart agent for investment abilities in Homelend’s platform will begin.
Homelend’s platform will expand to new markets.
AUTHOR: milyuner86
My bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=1671465
ETH address : 0xAd1043Acec7feED090458C1Fe7667a2014a13FA6

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